You must complete an application with information about your bank account and job in order to apply for a fast cash loans online from a physical payday lender. You also need to provide the lender with postdated checks that will be deposited on the scheduled repayment date. In return, you get paid right away. Applicants can apply for same day payday loans at any time, from the comfort of their homes, eliminating the need to travel across town to a payday loan outlet. However, online payday lenders do not frequently provide same-day loans. Instead, payouts are made straight into borrowers’ bank accounts via the Automated Clearing House (ACH) system; processing for this method takes at least one business day.

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